胡馨尹; 陳顥齊; 袁筱薇. 破解老齡化困局：澳門養老保障體系及商業保險的創新路徑: Cracking the Aging Dilemma: Innovative Approaches to Macao’s Old Age Security System and Commercial Insurance. 澳門學刊, Publisher Macau, v. 6, n. 2, p. 215–223, 2024. Disponível em: http://pubdigi.com/index.php/MAJ/article/view/64. Acesso em: 3 aug. 2025.